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Kiva Crowdfunded Loans

Crowdfunding - Expowering Black Businesses with Accessible Loans!

Looking for Small Business Financing?

The Virginia Black Chamber of Commerce is thrilled to announce our partnership with Kiva, a globally recognized platform that empowers entrepreneurs with the financial resources they need to grow their businesses.

Kiva is a trusted lender that offers a unique approach to lending, focusing on the empowerment of the entrepreneur. With Kiva, you're not just a number, but a valued member of a community that believes in your potential and wants to see your business thrive.

Once you complete your application, email

We understand that securing financing can often be a significant hurdle for business owners. Traditional lending institutions may have stringent requirements or offer terms that are less than favorable. This is where our collaboration with Kiva makes a difference.

Kiva offers crowdfunded business loans ranging from $1,000-$15,000 with no interest and zero fees. Borrowers utilize these loans for various projects like renovations, hiring, buying equipment, or setting up storefronts. The  Virginia Black Chamber of Commerce assists local entrepreneurs in navigating through the Kiva application; loans are crowdfunded by individual lenders on the Kiva platform. Kiva broadens entrepreneurs' access to capital and is an excellent partner for the Virginia Black Chamber of Commerce in supporting small businesses.

The Kiva team at the Virginia Black Chamber of Commerce guides local entrepreneurs through the Kiva loan application, fundraising, and repayment processes.

Interested in a 0% interest Kiva Small Business Loan?

What is a Kiva Crowdfunded Loan

  • 0% interest business loans, no fees, $1,000 - $15,000
  • Terms 12-36 Months
  • No Minimum Credit Score
  • Unique "Social Underwriting" during the application review
  • Crowdfunded by individual lenders

Minimum Requirements

  • Be at least 18 years old
  • Not be in current bankruptcy or foreclosure
  • Use the loan for a legal business
  • Not be a franchise or multi-level marketing business

 The Most Successful Borrowers

  • Have a strong network of supporters
  • Are significantly impacted by a small business loan
  • Have a business plan
  • Work closely with the Virginia Black Chamber of Commerce team while applying

How Does Kiva Work?

  • You will complete the Kiva loan application, including narrative sections that describe your business and personal story
  • The Kiva review team will perform a unique underwriting process that looks at both your financial and social credit
  • You will be asked to find community members to fund a small portion of your loan to demonstrate your trustworthiness
  • Your loan will then go public and over 1 million individual lenders will be able to view your public Kiva profile and lend to your business
  • After your loan is fully crowdfunded it will be disbursed via PayPal in 3-5 business days
  • Repayment begins 1 month from loan disbursal

We invite you to start your application process today. Whether you're looking to expand your operations, invest in new equipment, or hire more staff, Kiva could be the solution you've been searching for.

Access the capital you need from a lender that understands your journey and is committed to your success. With the support of the Virginia Black Chamber of Commerce and Kiva, take the next step towards achieving your business goals.

Join us in this exciting opportunity and let us help you unlock the potential of your business. Apply now and take the first step towards securing your business's financing to grow and prosper.

Please don't hesitate to reach out for any questions or further information. We're here to support and guide you every step of the way.

Once you complete your application, email

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